Starting February 1, 2023, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to November 1st, 2023, anybody looking for to enroll in or change their present medical health insurance should have had a so-called “qualifying life event” throughout the final 60 days. Below are among the commonest qualifying life occasions that should happen earlier than you’re eligible to use for brand spanking new medical health insurance.
Most frequent qualifying life occasions (QLE):
- Recently moved
- Lost employer-sponsored protection
- Released from Medi-Cal (California’s Medicaid)
- Divorce or Marriage
- Newborn little one
- COBRA or Cal-COBRA expiration
- Turned 26 and is not eligible to be underneath their father or mother’s medical health insurance
- Gained citizenship and/or lawful presence
If you do not need a qualifying life occasion, you can not enroll in new medical health insurance till the following Open Enrollment Period which begins on November 1st, for protection efficient as early as January 1st, 2024. There are some choices nonetheless on the market for individuals who missed the Open Enrollment Period and do not need a QLE. Dual or international residents can elect world medical health insurance, whereas US residents can elect unintended or essential sickness and hospital indemnity plans to cowl them in case of an emergency (indemnity plans will not be medical health insurance plans; a majority of these plans pay you lump sums of money to cowl outlined medical bills). In the month of February and March 2023, you can also nonetheless use the qualifying life occasion “Pandemic ” on the change Covered California, which can expire as soon as the pandemic will finish in May2023.
If you could have any questions on your eligibility for medical health insurance throughout the Special Enrollment Period, please don’t hesitate to contact us. At Solid Health Insurance Services, we attempt to search out our purchasers the proper well being, dental, imaginative and prescient, life, and long-term care insurance coverage that most closely fits each their funds and medical wants. Please don’t hesitate to contact us at 310-909-6135 or electronic mail us at data@solidhealthinsurance.com for us to raised help you.