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If you’re contemplating canceling your Fetch Pet Insurance coverage, we encourage you to learn this text earlier than making a agency choice. We provide you with tips about what to contemplate earlier than terminating your coverage and the way and when to discover a new pet insurance coverage supplier. But should you’ve already determined, we provide you with fast solutions on the best way to cancel your Fetch coverage.
Fetch Pet Insurance Cancellation Policy
Below is Fetch Pet Insurance’s official cancellation coverage:
“You may cancel this policy at any time. If you notify us within the first thirty (30) days from the effective date shown on the declarations page, and you have not submitted any claim against this policy, we will refund the entire premium. After thirty (30) days, we will return the pro rata premium based upon the date of termination of this policy.”
How To Cancel Your Fetch Policy
Unlike another pet insurance coverage suppliers, Fetch doesn’t have a easy cancellation type you possibly can fill out on their web site. But they do provide you with a number of choices to terminate your coverage.
Call To Cancel
To cancel your coverage by telephone, name customer support at 1-866-467-3875. You can attain Fetch Monday by Friday from 9am to 6pm EST. Customer service representatives are unavailable on Saturdays and Sundays.
The good thing about canceling by telephone is that you’ve the chance to ask any questions you might have concerning the cancellation and refund course of. Once the Fetch consultant confirms that they’ve canceled your coverage, it’s essential to request a affirmation of termination by e mail or mail. Having it in writing will make it easier to should you get by chance billed afterward.
Cancel By Email Or Mail
Fetch additionally offers you the choice of canceling by e mail at [email protected] or by mailing a written discover of cancellation to Fetch Pet Insurance, PO Box 1489, Bolingbrook, IL 60440. If you’d desire to deal with your coverage termination in writing, we suggest doing so by way of e mail. That manner you possibly can ask questions and obtain a fast affirmation of cancellation in writing.
Issues To Consider Before Canceling Your Policy
You’ll need to maintain just a few essential issues in thoughts earlier than terminating your coverage.
Other Insurers Will Exclude Pre-Existing Conditions
It’s important to know that any circumstances your pet was identified with earlier than or in the course of the time your canine was enrolled in Fetch’s pet insurance coverage will likely be excluded from protection by any new insurance coverage supplier.
This is usually a troublesome blow in case your pup was identified with and handled for a persistent situation, reminiscent of diabetes, arthritis, allergy symptoms, or most cancers, throughout your Fetch coverage protection. It could also be sensible to calculate your canine’s medical prices for a yr and think about how Fetch covers eligible circumstances now and if these bills are one thing you possibly can independently cowl your self.
Your Pet’s Age
Your present Fetch coverage covers your pet for all times. However, should you cancel your coverage and have an aged pet, it’s possible you’ll not have the ability to discover a new pet insurance coverage coverage that meets your finances and wishes. Some suppliers have age limits and received’t insure pets as soon as they attain a sure age (limits differ by supplier).
Illnesses & Accidents Can Occur Anytime
If your pet has by no means had any medical issues, it’s possible you’ll think about terminating your coverage. But remember that accidents and well being circumstances can pop up once you least anticipate them. Even should you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in.
Frequently Asked Questions
Can I Cancel Fetch At Any Time?
Yes, you possibly can cancel your Fetch pet insurance coverage coverage at any time.
What Is Fetch’s 30-Day Money-Back Guarantee?
You can cancel your coverage for any motive inside 30 days of the coverage efficient date, and Fetch will refund 100% of any premium paid so long as no claims have been paid. This will revoke the coverage solely, denying any pending or not but submitted claims.
Can I Get My Money Back After The 30-Day Guarantee?
Yes, Fetch will return all or a portion of your premium fee primarily based on the date of termination of your coverage. However, remember that should you’ve submitted a declare throughout or after the assure and also you cancel, terminating your coverage nullifies any earlier declare you’ve submitted.
What Happens To Pet Insurance When A Pet Dies?
If you’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you might be in our ideas. You clearly cared immensely on your pet by insuring her to start with, and the bond you shared is unbreakable. We hope you could find consolation within the reminiscences you made with each other.
While that is such a troublesome time for you, it’s nonetheless essential to recollect to contact your insurance coverage firm and notify them of your pet’s demise. You can achieve this by calling, emailing, or mailing Fetch’s customer support division.
How To Find A New Pet Insurance Company
If you’re not happy with Fetch however would nonetheless wish to insure your pet, we encourage you to learn our pet insurance coverage critiques to see which pet insurance coverage firms we suggest. Additionally, you will get quotes from most of the prime pet insurance coverage firms by filling out the quote type above.
We recommend doing all your analysis and getting quotes earlier than you cancel your current coverage. This strategy can decrease the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. No matter what, pet insurance coverage is price it, and insuring your furry pals is a good way to guard your pockets and ensure your pets get the required well being care they want.
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