What you must find out about pre-existing situations and Marketplace protection

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What you must find out about pre-existing situations and Marketplace protection


Published on August 9, 2018

Did you realize all Marketplace plans should cowl remedy for

, like bronchial asthma, diabetes, and most cancers?

What’s a pre-existing situation?

  • A pre-existing situation is a well being downside you had earlier than the date that your new well being protection begins.
  • Pre-existing situations embody epilepsy, most cancers, diabetes, lupus, sleep apnea, and plenty of extra.

Can a medical health insurance firm deny me or cost me extra for my pre-existing situation?

  • No. An insurance coverage firm can’t deny you, cost you extra, or refuse to pay for important well being advantages due to any situation you had earlier than your protection began.
  • Also, Marketplace plans cannot put annual or lifetime limits in your protection.
  • Learn extra about protection for pre-existing situations.

Is being pregnant handled as a pre-existing situation?

  • Yes. If you had been pregnant earlier than you utilized, your insurance coverage plan cannot reject you or cost you extra due to your being pregnant.
  • Once you are enrolled, your being pregnant and childbirth are coated from the day your plan begins.
  • Get extra data on protection for being pregnant and childbirth.

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