What pre-existing circumstances imply to your insurance coverage protection

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Published on August 10, 2017

Did you realize that no insurance coverage plan can reject you, cost you extra, or refuse to pay for

for a pre-existing situation?

What’s a pre-existing situation?

  • A pre-existing situation is a well being drawback you had earlier than the date that your new well being protection begins.
  • Epilepsy, most cancers, diabetes, lupus, sleep apnea, and being pregnant are all examples of pre-existing circumstances.

Is my well being protection affected by my pre-existing situation?

  • No. Treatment for any pre-existing medical situation is roofed from the day your protection started.
  • Once you’re enrolled, your plan can’t deny you protection or increase your charges primarily based solely in your well being.
  • Marketplace plans cannot put annual or lifetime limits in your protection.

What if I’m pregnant?

  • If you had been pregnant earlier than you utilized, your insurance coverage plan cannot reject you or cost you extra due to your being pregnant.
  • Once you are enrolled, your being pregnant and childbirth are coated from the day your plan begins.

Learn extra about pre-existing situation protection.

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