Retiree Health Insurance Options | HealthCare.gov

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Retiree Health Insurance Options | HealthCare.gov


Published on June 30, 2016

If you lately retired and aren’t eligible for Medicare but, you might be able to get medical health insurance by way of the Health Insurance Marketplace®.

While retiring from a job alone doesn’t qualify you for a

, dropping medical health insurance does. If you misplaced medical health insurance if you retired, you may have 60 days to enroll in a well being plan exterior Open Enrollment.

When you lose job-based insurance coverage you might be provided COBRA continuation protection.

  • If you resolve to not take COBRA protection, you may enroll in a Marketplace plan as a substitute.
  • If you’ve already began COBRA protection, you may have completely different choices.

If you may have retiree medical health insurance however wish to purchase a Marketplace plan as a substitute, you may. But you received’t be capable to get

and different financial savings within the Marketplace. If you voluntarily drop your retiree well being protection, you don’t qualify for a Special Enrollment Period.

Apply with a Special Enrollment Period

  • Answer a couple of fast questions to see if you happen to could qualify for a Special Enrollment Period or for Medicaid or CHIP. We’ll let you know your subsequent steps.
  • Already know you qualify? Go to the Start Page and choose the third button to begin an software.

Note: Losing well being protection isn’t the one life occasion that qualifies you to enroll in a plan exterior the Open Enrollment Period. You may be eligible if you happen to’ve had different life adjustments — like getting married, shifting, or adopting a toddler.

More well being protection choices for retirees

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