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ESCONDIDO, Calif. — Annie Malloy began getting sick in 2020. Fits of uncontrolled vomiting would hit, inflicting debilitating nausea and extreme dehydration that may ship her to the emergency room. She couldn’t hold weight on, and the vomiting acquired so dangerous she was admitted to the hospital 26 instances that yr.
Malloy, one of many 15.8 million low-income folks enrolled in California’s Medicaid program, known as Medi-Cal, racked up extraordinary well being care prices whereas her docs struggled to diagnose her sickness. One hospitalization for a affected person in a Medi-Cal managed-care program can value almost $18,000, on common.
And as she was struggling to know the reason for her sickness, with out secure housing, Malloy’s well being deteriorated additional. Treatments equivalent to potassium and electrolyte infusions helped handle her signs, however Malloy continued to get sick and depend on the emergency room. She was sofa browsing and dwelling in a dilapidated residential motel, unable to search out an condo on her $1,850 a month in Social Security Disability Insurance earnings. The stress of her housing search solely compounded her well being issues.
“I spent a ton of money applying to apartment after apartment, only to find out someone else got it,” Malloy stated on a wet morning in mid-March. “There is just nothing affordable — it’s really stressful. I was absolutely on the verge of being homeless.”
But then Malloy acquired fortunate.
In March, she turned one of many first Californians to obtain assist overlaying her rental move-in prices from Medi-Cal. She nonetheless needed to discover one thing she might afford, however she was eligible for this nontraditional well being service below an initiative known as CalAIM. Spearheaded by Democratic Gov. Gavin Newsom, it’s going to pour $12 billion into a spread of recent social providers and advantages to assist a number of the state’s most weak enrollees, together with these experiencing or liable to homelessness.
Newsom and prime state well being officers say providing providers like housing help and wholesome meals will assist hold folks from falling into pricey establishments, equivalent to emergency rooms.
While the Medi-Cal experiment will likely be examined by California’s unprecedented homelessness disaster, it has labored for Malloy.
Malloy acquired $5,000 to cowl her housing safety deposit and was linked to a medical social employee who helped her get into an condo she might afford. And in early spring, she moved out of a roach-infested motel in Escondido, simply north of San Diego, to a brand new house within the close by group of Fallbrook.
“I couldn’t have gotten this place without that help,” Malloy, 60, stated as she packed dishes and scrubbed her motel room in anticipation of her transfer. “When you don’t have housing, everything turns into a cascade effect. You can’t manage everything and stay healthy.”
Malloy had a profession as a paralegal till the uncontrolled vomiting started in early 2020 and he or she might not work. She nonetheless has a tough time affording the $1,500 hire for her one-bedroom condo, however her granddaughter MaryJane Lindsay, who lives along with her, helps cowl the payments along with her restaurant job. The new Medi-Cal providers don’t but pay for hire, however Newsom is proposing an growth to cowl as much as six months of funds — advantages that might go far in serving to different low-income Californians who need assistance touchdown housing.
“There’s so many people on the streets. It’s just impossible to help everyone who needs it,” stated Ytzayana Camorlinga, a housing caseworker on the San Diego-based nonprofit Social Advocates for Youth, which helped Malloy land an condo. “We were thrilled to get Annie into the program because it was the first time we did it.”

CalAIM has to this point served solely a sliver of Medi-Cal sufferers in want because it launched in January 2022 — whilst tens of 1000’s of low-income Californians doubtless qualify. In San Diego County, simply 20 Medi-Cal sufferers have acquired the housing move-in help, in keeping with the state Department of Health Care Services, which administers Medi-Cal.
Malloy discovered assist through her former Medi-Cal insurer, Blue Shield of California, which deemed her eligible to obtain $5,000 for a safety deposit.
Whether a affected person is enrolled in new advantages and providers relies upon largely on which Medi-Cal insurer they’ve and the place they stay. The community-based organizations that contract with insurers to ship providers have their very own eligibility standards, KFF Health News has discovered, making the system uneven. The 23 well being insurers serving Medi-Cal sufferers have broad discretion to resolve the array of CalAIM providers they provide.
In San Diego, for instance, some Medi-Cal sufferers readily get rental assist, whereas others qualify for housing help provided that they’ve a toddler below 18. Some insurers pay for Uber rides for sufferers in want of medical transportation, whereas others supply bus passes.
“Annie was one of the first to get housing deposits, and now we know what it takes,” stated Kitty Bailey, CEO of the San Diego Wellness Collaborative, which contracts with Blue Shield and, together with Camorlinga, helped enroll Malloy within the new advantages. “This is really a fundamental shift in health care, and we’re trying our best to help as many people in need as we can, but it’s challenging.”
For Malloy, whose docs are nonetheless looking for the reason for her sickness after repeated checks, it took a staff of social staff and case managers appearing on her behalf to assist her get into housing. But now, she stated, she is getting more healthy.
Since shifting out of the motel, Malloy stated, her vomiting has been extra managed. She hasn’t needed to go to the emergency room as usually, she has placed on weight, and he or she’s on a gradual prescription of potassium. Most mornings, she wakes for espresso on her again patio, a serene behavior that has additionally improved her psychological well being.
Malloy just lately switched well being insurers and is now enrolled in Health Net as a result of it covers extra of her medical care for free of charge. But the brand new Medi-Cal providers Blue Shield helped her get into had been lifesaving, she stated.
“We were in an old, beat-up hotel in a bad part of town before, and now I live in a house with a bright sunny yard surrounded by an orange grove — it’s night and day. I spend a lot of time outside, and I could not do that where I was living before,” she stated. “Housing is such an important part of being healthy.”
This article was produced by KFF Health News, which publishes California Healthline, an editorially unbiased service of the California Health Care Foundation.
