Historically, doctor administered specialty prescribed drugs are coated by a affected person’s medical profit and oral drugs are coated by the pharmacy profit. Increasingly, nevertheless, specialty prescribed drugs are being coated by pharmaceutical profit. Does this make a distinction? Does medical vs. pharmacy protection of medicine influence affected person entry?
A current paper by Levine et al. (2023) goals to reply this query. They use information from the Tufts Medical Center Specialty Drug Evidence and Coverage Database. This database consists of protection insurance policies from 17 giant US business well being plans. They discover the next:
RESULTS: Eight plans issued separate medical and pharmacy profit protection insurance policies for a similar specialty drug and indication. Among these 8 plans, we recognized 1,619 medical-pharmacy coverage pairs. Eighty-six p.c of pairs have been concordant (1,386/1,619), and 14% have been discordant (233/1,619). Discordance was most frequently on account of variations in plans’ software of step remedy protocols (184/233), adopted by prescriber necessities (52/233) and affected person subgroups (25/233). Forty pairs have been discordant in a number of methods. Of discordant pairs, medical insurance policies have been extra restrictive 41% (96/233) of the time; pharmacy insurance policies have been extra restrictive 54% (125/233) of the time; 5% of the time (12/233), the medical coverage was extra restrictive in some methods, however the pharmacy coverage was extra restrictive in others. Overall, plans imposed protection restrictions of their medical and pharmacy insurance policies with comparable frequencies.
CONCLUSIONS: Commercial well being plans’ medical and pharmacy protection insurance policies for a similar specialty medicine tended to be concordant, though we discovered protection standards to be discordant 14% of the time. Medical and pharmacy insurance policies which are inconsistent of their protection standards and restrictions complicate, and probably hinder, sufferers’ entry to specialty medicine.
As proven within the desk under, the variety of step edits different throughout the medial vs. pharmacy profit.
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