Published on September 11, 2014
Are you prepared for the subsequent Health Insurance Marketplace® Open Enrollment Period? Open Enrollment is the time when you may apply for a brand new Marketplace plan, hold your present plan, or decide a brand new one.
4 key dates you need to know:
- November 15, 2014. Open Enrollment begins. Apply for, hold, or change your protection.
- December 15, 2014. Enroll by the fifteenth if you need new protection that begins on January 1, 2015. If your plan is altering otherwise you need to change plans, enroll by the fifteenth to keep away from a lapse in protection.
- December 31, 2014. Coverage ends for 2014 plans. Coverage for 2015 plans can begin as quickly as January 1st.
- February 15, 2015. This is the final day you may apply for 2015 protection earlier than the tip of Open Enrollment.
To purchase Marketplace insurance coverage outdoors of Open Enrollment, you have to qualify for a Special Enrollment Period because of a qualifying life occasion like marriage, start or adoption of a kid, or lack of different well being protection.