The Open Enrollment Period is right here, and it’s time for many individuals in our space to pick out a medical health insurance plan for 2023.
It’s an vital determination, as a result of having the best well being plan may help make your well being care bills way more manageable. But there are completely different sorts of well being plans, so that you wish to choose one that offers you the best stage of advantages on the proper price.
Independence Blue Cross (Independence) has a variety of well being plans to select from, so it’s straightforward to seek out one that matches your wants and finances. And relying in your age, household measurement, and earnings, your premium could possibly be as little as $0!
High-Quality Care
All our well being plans cowl the identical important well being advantages, together with physician visits, hospital stays, blood checks, and X-rays. Here are a few of the highlights you could recognize:
- The largest community of docs and hospitals: No matter what well being plan you select, you at all times have entry to the complete Independence Blue Cross community, which incorporates 60,000+ in-network docs and 180+ in-network hospitals.
- $0 preventive care: Pay $0 for preventive care like annual check-ups, most cancers screenings, and immunizations. Getting common preventive may help catch well being issues early, after they’re best and least expensive to deal with.
- Prescription drug protection: All our medical plans embrace prescription drug protection, so that you get protected, inexpensive entry to coated drugs. Your prices will likely be lowest while you physician prescribes generic or cheap alternate options to brand-name medicines.
- Virtual care: Free, limitless digital medical, behavioral well being, or dermatology care by MDLIVE®.* Board-certified docs can be found 24/7 to diagnose and deal with non-urgent medical situations.
- A plan that pays you again: Earn as much as $300 to your wholesome habits! All you must do is full six actions throughout your plan yr, like having an annual PCP check-up and getting your flu shot, for instance.
Pay Less for High-Quality Care
Depending in your family earnings and measurement, you could be eligible for monetary help, or a tax credit score. This helps those that qualify pay for medical health insurance prices. You might qualify for:
- Lower month-to-month premiums
- Lower out-of-pocket prices while you obtain care
You may pay as little as $0/month for a high-quality well being plan!
See if you happen to qualify! Visit ibx.com and enroll by December 15, 2022.
*Cost-sharing might apply for Catastrophic and HSA-qualified well being plans. MDLIVE is an impartial firm that gives telemedicine, telebehavioral well being, and teledermatology providers for Independence Blue Cross members.