Taking excellent care of your staff, each whereas they’re working and after they retire, isn’t simply the proper factor to do. It’s additionally a necessity for attracting and retaining certified expertise in right this moment’s aggressive surroundings.
Affordable well being protection by a gaggle Medicare plan is an integral part of a complete retirement bundle. I’ve been working with Independence Blue Cross (IBX) Medicare plans since 2005. And now as Director of Group Medicare Sales, I’d prefer to stroll you thru all some great benefits of providing your workforce an IBX group Medicare Advantage plan.
Better Than Medigap
Many employers have been providing their staff the identical Medicare Supplement (“Medigap”) plan for ages. And Medigap plans are high quality. But Medicare Advantage plans provide many extra advantages at a considerably decrease value than Medigap plans.
Personal Choice 65SM PPO plans and Keystone 65 HMO plans from IBX are available quite a lot of choices with totally different prices and advantages. But they’re all very extremely rated by the Centers for Medicare and Medicaid Services, a testomony to their total high quality by way of protection and buyer satisfaction.
Cost Savings
Your retirees may enroll in particular person Medicare Advantage plans on their very own. And there are a variety of plans on the market, lots of them with $0 premiums. But even with a $0 premium, an individual’s out-of-pocket prices can nonetheless add up primarily based on issues like specialist copays and medicine prices.
Group Medicare plans can leverage group charges to ship decrease out-of-pocket prices to members. That makes them a really enticing profit to supply your staff after they retire.
And IBX group Medicare Advantage plans include versatile funding choices in addition to important tax benefits. They’re typically higher than or equal to what our rivals can present, by way of charges, advantages, or each. It’s a win-win for employers in addition to retirees.
Coverage Continuity
If your group already has a gaggle worker well being care plan by IBX, transitioning to an IBX Medicare Advantage plan at retirement is seamless. People can take pleasure in the identical giant well being community as earlier than, with:
- Even decrease out-of-pocket prices
- Built-in dental, imaginative and prescient, and listening to protection
- A no-cost health program
- An out-of-pocket allowance for qualifying over-the-counter well being merchandise
- And many different worthwhile extras
There’s continuity for employers as nicely. You get skilled, devoted account administration from the hometown well being insurer you already know and belief.
Superlative Support
Our service doesn’t finish when our sale is full. We assist your retiring workforce members navigate the Medicare maze to get probably the most worth and the highest-quality care from their well being plan. We provide customized steerage that’s second to none.
We additionally maintain member seminars on well-liked matters all year long. We tailor these shows to give attention to advantages that members are under-utilizing to assist them get probably the most out of their plan. We always replace our members and shoppers on new Medicare guidelines.
My staff stands able to reply no matter questions you will have about IBX group Medicare Advantage plans. You can attain us at medicaregroupsalesinquiries@ibx.com.