If you’re fascinated by canceling your Spot Pet Insurance coverage, we encourage you to see our recommendations on the components you’ll wish to take into account earlier than making a agency choice. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. However, in case you’ve already determined to cancel for no matter cause, we offer you contact info and recommendations on methods to cancel your Spot coverage.
Read Our Full Spot Pet Insurance Review
Spot Pet Insurance Cancellation Policy
Below is Spot Pet Insurance’s official cancellation coverage:
You should contact us through electronic mail, phone or in writing to advise us of the long run date when this coverage is to cancel. You can ship written notification by electronic mail, fax or by mail. We will refund any premium that you’ve already paid for any interval after your final date of protection.
How To Cancel Spot Pet Insurance
Unlike another pet insurance coverage suppliers, Spot doesn’t have a helpful on-line cancellation type you’ll be able to fill out and submit. But they do offer you a number of choices to terminate your coverage.
Call To Cancel
If you’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer service is offered by cellphone Monday via Friday from 8am to 8pm EST. Be positive to have your coverage quantity helpful.
Once you’re linked with a consultant on the cellphone, you’ll be able to ask any questions on canceling your coverage. If they are saying they’ll terminate your coverage over the cellphone, then you’ll be able to proceed in case you’d like. However, they could request written affirmation. If they’ll cancel by cellphone, we suggest asking them to electronic mail you a affirmation message that the coverage has been terminated. Having it in writing will assist do you have to by accident be billed after canceling.
Email Or Mail To Cancel
Spot additionally provides you two written choices for canceling.
You can ship your request by electronic mail at [email protected].
You can even ship it through snail mail with a written discover of cancellation to:
Spot Pet Insurance
990 Biscayne Blvd Suite 603
Miami, FL 33132.
If you’d want to deal with your coverage termination in writing, we suggest doing so through electronic mail. That approach, you’ll be able to ask questions and obtain a fast affirmation of cancellation in writing.
Issues To Consider Before Canceling Your Policy
You’ll wish to hold a number of essential issues in thoughts earlier than terminating your coverage.
Other Insurers Will Exclude Pre-Existing Conditions
It’s important to know that any circumstances your pet was recognized with earlier than or through the time your canine was enrolled in Spot’s pet insurance coverage will possible be excluded from protection by any new insurance coverage supplier.
This will be extraordinarily problematic in case your pup was recognized with and handled for a continual situation, akin to arthritis, diabetes, most cancers, or allergy symptoms, throughout your Spot coverage protection. Will you have the ability to cowl these veterinary bills your self? It could also be sensible to calculate your canine’s ongoing medical prices for a 12 months to find out in case you can afford them.
Your Pet’s Age
Your present Spot coverage covers your pet for all times as long as you keep present on funds. However, in case you cancel your coverage and have an aged pet, chances are you’ll not have the ability to discover a new pet insurance coverage coverage that meets your funds and desires. Some suppliers have age limits and gained’t insure new pets as soon as they attain a sure age (limits fluctuate by supplier).
Illnesses & Accidents Can Occur Anytime
You could also be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. But take into account that accidents and well being circumstances can come up whenever you least count on them. Even in case you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in. So it might be sensible to overlap them throughout this time to ensure your pet is just not topic to any ready period-related protection gaps.
Frequently Asked Questions
Can I Get My Money Back From Spot?
Yes, any pro-rated cash you might have paid upfront for protection will possible be refunded after your coverage is terminated, as long as you haven’t any excellent claims.
Can I Cancel Spot At Any Time?
Yes, you’ll be able to cancel your Spot pet insurance coverage coverage at any time. However, if in case you have an excellent declare, it might be sensible to attend till it has been settled and any cash resulting from you has been obtained.
What Is Spot’s Best’s 30-Day Money-Back Guarantee?
You can cancel your coverage for any cause inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. If you submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure is just not accessible in Maine or New York.
What Happens To Pet Insurance When A Pet Dies?
If you’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you’re in our ideas. It’s evident that you simply cared immensely to your pet by insuring them to start with, and the bond you shared is unbreakable. We hope yow will discover consolation within the reminiscences you made collectively.
Regarding your query, after your pet dies, you must contact Spot’s customer support by cellphone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless have the ability to file any remaining claims.
How To Find A New Pet Insurance Company
If you’d nonetheless prefer to insure your pet however weren’t glad with Spot, make sure to learn our pet insurance coverage evaluations to see which pet insurance coverage corporations we suggest most extremely. Additionally, you may get quotes from most of the high pet insurance coverage corporations by filling out the quote type above.
We counsel doing all your analysis and getting quotes earlier than you cancel your current coverage. This method can reduce the time interval that your pup isn’t coated between your earlier and new pet insurance coverage protection. No matter what, pet insurance coverage is value it, and insuring your furry buddies is a good way to guard your pockets and ensure your pets get the required well being care they want.
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