For many individuals, December 15 is the deadline to decide on a well being plan that begins January 1. When you’re contemplating your choices, the very first thing to take a look at is how a lot protection every plan presents and the way a lot it is going to price.
But whenever you’re evaluating two or extra well being plans that appear comparable when it comes to advantages and prices, one other issue to think about is what sort of assist they provide.
As an Independence Blue Cross (Independence) member, you have got entry to many precious assist providers that make your life a bit simpler, at no extra price to you. Here are some examples.
Personalized Health Support
Registered Nurse Health Coaches can be found 24/7 to reply your well being questions. Among different issues, they’ll present an additional layer of assist to individuals who have severe persistent well being situations, or throughout and after being pregnant.
Mental Health Resources
Sometimes we may have assist to enhance our emotional or behavioral well being. Talking to the fitting therapist could make an enormous distinction. But discovering that particular person whenever you want them isn’t at all times straightforward or quick.
Quartet* helps Independence members find an in-network psychological well being care supplier who matches their wants. You may also speak to your main care physician for assist discovering psychological well being suppliers and sources.
Weight Management
Losing weight isn’t at all times so simple as simply deciding to observe a food regimen. But as an Independence member, you have got entry to Wondr Health† — a digital behavioral counseling program that may make it easier to handle your weight, scale back your diabetes threat, and reverse metabolic syndrome.
Family Care
Independence members can use the Ovia Health‡ suite of apps to get each day customized assist with girls’s well being points, household constructing, being pregnant, parental well-being, and youngsters’s well being. Because parenting doesn’t include an instruction handbook.
24/7 Benefits Information and Member Tools
At residence or on the go, Independence members at all times have entry to their advantages data and member instruments at ibx.com or through the use of the free IBX cellular app. These sources make it straightforward to:
- View, print, or ship member ID playing cards
- Access plan data like claims, spending, and advantages
- Find a close-by in-network physician or hospital
- Estimate prices for care
- Price a prescription remedy
Members may also signal as much as get essential plan notifications, well being screening reminders, and cost-saving suggestions by e mail or textual content.
In-Person Benefits Assistance
Independence Customer Service representatives are prepared that can assist you with any questions on your well being plan, resembling your advantages or your claims. Just name the quantity on the again of your member ID card or ask to see a consultant at Independence LIVE, 1919 Market St., 2nd flooring, Philadelphia, PA 19103.
The Local Advantage
Independence has served the Philadelphia five-county space for greater than 80 years. We’re working to know the challenges that many individuals on this space expertise in accessing well being care. And we’re offering instruments and sources that we hope will make it simpler.
We look after our members like they’re our mates and neighbors…as a result of they’re. That’s why supporting them is so essential to us.
Remember, December 15 is your final probability to join 2023 medical health insurance protection. Visit ibx.com at the moment to enroll!
This article is a part of a collection collectively revealed by Al Día News and Independence Blue Cross. Look for these different articles:
*Quartet is an impartial firm.
†Wondr Health is an impartial firm.
‡Ovia Health is an impartial firm.