From Einav and Finkelstein (2023):
…whereas 12.5% of people below 65 are uninsured at a cut-off date, twice as many—one in 4—are uninsured sooner or later over a 2-y interval. Moreover, the danger of shedding insurance coverage remained nearly unchanged with the introduction of the landmark ACA. Risk of insurance coverage loss is especially excessive for these with medical health insurance by way of Medicaid or personal exchanges; they’ve a 20% likelihood of shedding protection sooner or later over a 2-y interval, in comparison with 8.5% for these with employer-provided protection. Those who lose insurance coverage can expertise extended durations with out protection; about half are nonetheless uninsured 6 mo later, and virtually one-quarter are uninsured for the following 2 y.
Despite the passage of ACA, dependable medical health insurance within the US is admittedly solely obtainable to the aged, veterans and people with steady jobs.
