Why Are Hurricane Ian Claims Adjustments So Wrong, Low, and Slow? | Property Insurance Coverage Law Blog

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Why Are Hurricane Ian Claims Adjustments So Wrong, Low, and Slow? | Property Insurance Coverage Law Blog


What occurred to quick and correct property insurance coverage declare dealing with? Most Floridians gave insurance coverage firms an opportunity to do a fantastic job. Many are very dissatisfied. The above photograph depicting roof injury is only one instance. 

Look on the photograph fastidiously; you may see tiles are damaged everywhere in the roof. How a lot would you guess that may price to repair? To be honest, listed below are extra images:

The policyholder gave me permission to publish the estimate the place Slide Insurance Company estimated the principle roof injury to be simply above $1,100.   

Does Slide have claims directives just like Heritage, as famous in yesterday’s submit, The Heritage Insurance Company Hurricane Ian Quality Assurance Field Update—Why Don’t Insurance Departments and Market Conduct Examiners Ask For These Documents? Was the sector adjuster incompetent? Was the sector adjuster’s estimate secretly modified by desk adjusters who by no means visited the loss? 

The backside line is that this instance is one in all tens of hundreds of poor, sluggish, and low Hurricane Ian property changes. Maybe I solely see the issue instances. There positive appear to be extra downside changes than any storm I can bear in mind. 

Maybe the property claims managers will get the message and make modifications. I really hope so. Otherwise, there shall be quite a lot of explaining to do in courts and the court docket of public opinion. 

Thought For The Day 

Every time I’ve had a foul efficiency at an occasion, I’ve come again extra decided and centered.

—Shaun White

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