Dental Coverage via the Health Insurance Marketplace®

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Dental Coverage via the Health Insurance Marketplace®


Published on July 17, 2015

You’ve obtained questions; we’ve obtained solutions. Read these 5 inquiries to study extra about dental protection within the Health Insurance Marketplace®.

  1. Can I get dental protection via the Marketplace?
    In the Marketplace, dental protection is included in some well being plans. You also can get a

    and pay a separate premium.

  2. How do I add dental protection to my Marketplace plan?
    You can purchase a dental plan via the federal Marketplace solely if you enroll in a well being plan on the identical time. If you’re already enrolled in a Marketplace plan, you may’t add on dental protection. You have to attend till the subsequent

    to vary well being plans to 1 that features dental protection or add a stand-alone dental plan. If you qualify for a Special Enrollment Period, you will get dental protection if you change well being plans.

  3. How can I see what dental plans and advantages can be found?
    After you full your Marketplace utility and get your outcomes, you may view well being plans that embrace dental protection. If you determine you need a stand-alone dental plan, you may select one after you choose your well being plan.

  4. Do I’ve to get dental protection for my youngster?
    No. Dental protection for youngsters is an important well being profit. This means should you’re getting well being protection for somebody 18 or underneath, dental protection have to be obtainable for them both as a part of a well being plan or as a stand-alone plan. But whereas dental protection for youngsters have to be obtainable, you don’t have to purchase it.

  5. Can I cancel my Marketplace dental protection at any time and nonetheless maintain my well being protection?
    It is dependent upon what kind of dental protection you might have. If you might have a

    , you may cancel your dental protection any time in the course of the 12 months by not making funds on the dental plan premium. As lengthy as you proceed to pay your well being plan premium, you’ll keep enrolled in your well being plan.

If you might have a well being plan that features dental advantages, you may change to a different well being plan with out dental advantages solely throughout Open Enrollment, until you qualify for a Special Enrollment Period.

Get extra data on dental protection within the Marketplace.

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